Financial Evaluation of your Income and Spending

Are you within the suggested guidelines? See the results here.

NOTE: None of your personal information will be retained on this site. Please print the results so you can review it whenever you want.

Please enter the amounts you earn and spend on an average month. The "Calculate" button at the bottom of the input form will compute the percentages of your income that you spend in various ways. Your percents will be compared to the guidelines.

Monthly Income

Income Category Average Amount Received Monthly

Wages

Tips

Interest / Dividends

Government Checks

Other Income

Monthly Expenses

Expense Category Actual Amount Spent Monthly

Housing Expenses (includes mortgage)

Utilities (gas, electric, phone)

Gasoline, bus, taxi

Auto repair expenses

Parking fees

Restaurant or fast food expenses

Store bought food, groceries, soap

Clothing

Entertainment, movies, gambling

Taxes (Income taxes on earnings plus 1/12th of property taxes)

Credit card or loan payments (not including mortgage)

Savings, 401k, IRA

Other miscellaneous expenses

Important Spending Tips to
Keep Money in Your Pocket

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