Auto Auction

Save Money at an Auto Auction

Cars, vans, trucks, boats, real estate, and personal property are often seized by the authorities. What happens to these items? They are sold to the public at auction.

Do you know every year, thousands of great bargain opportunities appear and disappear all around without you even knowing it. There are so many bargains at auto auctions! In fact, the person next to you on the freeway could very well be driving a near new car that cost only $550 from an auto auction!

If you are concerned about saving money -- and who isn't? -- you should consider auto auctions as a means of getting a great deal.

Credit Report Scores - Computing Then

Your credit report scores are based on factors that appear in your credit reports:

• Bill payment history (Good: on time and for the full amount)
• Total outstanding debt (Good: non-mortgage loan payments less than 5% of gross income)
• Types of debt (Good: mortgage, car loans, Bad: high credit card debt)
• Length of credit history (Good: 3 or more years of on time payments)
• Credit inqueries (Bad: many rejected applications)

The Equal Credit Opportunity Act (ECOA) prohibits certain factors from being used in determining your credit report score:

• Personal details such as sex, marital status, age, race, national origin, or because you receive public assistance income
• Sources of income such as regular alimony, child support, or separate maintenance payments

The Equal Credit Opportunity Act provides actions for you to take if suspect unauthorized factors are being used to deny you credit.

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Link text:	Credit Report Scores - See and Improve Them
Description:	Credit report scores affect your ability to get a loan, buy a home, and even get a job. Find out how to see and improve your score.
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